Habitational Properties
Property, umbrella, workers comp, and commercial flood
coverage for the risk other markets have pulled back from.
20,000+
Active Policies
48
States of Availability for Property
$60M
Total Insured Value Limits
A Full Habitational Program, Not Just One Line
Habitational risk has seen capacity pull back in recent years across property, liability, and beyond. MSI™’s habitational program brings together property coverage, backed by a major global insurer and reinsurers with total insured value limits up to $60 million, an umbrella program built on 25 years of experience, workers compensation, and commercial flood.
Built With Agents for the Long Term
An agent or broker sends us a submission, and we turn it around quickly with competitive terms. Everything we build starts with conversations with our agents, using their feedback to shape the product from day one, so we’re building what you actually need, not what we assume you need. And because we’re building for the long term, you can trust that the program you write with us today will still be here years from now.
Habitational Properties Products
Umbrella
MSI provides broad, high-limit umbrella coverage for a wide range of commercial properties
Commercial General Liability
MSI collaborates with select brokers and leading insurers to protect you and your business from general claims involving bodily injury and property damage
Property
one line description
Commercial Flood
MSI makes it easy for agents to provide commercial customers with broad protection against one of the most prevalent property risks
Workers Comp
MSI provides coverage to help employees recover from work injuries and keep their organizations running