Habitational Properties
Property, umbrella, workers comp, and commercial flood
coverage for the risk other markets have pulled back from.
A Full Habitational Program, Not Just One Line
Habitational risk has seen capacity pull back in recent years across property, liability, and beyond. MSI’s habitational program brings together property coverage, backed by a major global insurer and reinsurers with total insured value limits up to $60 million, an umbrella program built on 25 years of experience, workers compensation, and commercial flood.
20,000+
Active Umbrella Policies
Built With Agents for the Long Term
An agent or broker sends us a submission, and we turn it around quickly with competitive terms. Everything we build starts with conversations with our agents, using their feedback to shape the product from day one, so we’re building what you actually need, not what we assume you need. And because we’re building for the long term, you can trust that the program you write with us today will still be here years from now.
48
States of Availability for Property
$60M
Total Insured Value Limits
Fast, Competitive Turnaround
Submissions turned around quickly with competitive terms
Real Capacity Across the Program
Up to $60M in property limits, backed by 25 years of umbrella experience
Built With Agent Input
Shaped by ongoing agent feedback, built for the long term
Habitational Properties Products
Umbrella
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CGL
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Property
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COmmercial FLood
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Workers Comp
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