Manufactured Housing Insurance Solutions
MSI pairs embedded insurance options with automated compliance tracking, giving manufactured housing owners and operators one system to help keep every community covered
Manufactured Housing Insurance Solutions
MSI pairs embedded insurance options with automated compliance tracking, giving manufactured housing owners and operators one system to help keep every community covered
Manufactured Housing Insurance Solutions
MSI pairs embedded insurance options with automated compliance tracking, giving manufactured housing owners and operators one system to help keep every community covered
Closing the coverage gap in factory-built housing
Factory-built homes don’t always fit neatly into standard insurance products. More than 16 million people1 live in nearly 8 million manufactured homes2 across the U.S. Yet operators in this space have historically lacked easy access to insurance options built for these homes, along with the compliance tools needed to help keep communities covered.
MSI’s manufactured housing solution closes that gap by embedding insurance coverage options and compliance tracking directly into the processes operators already use — the same embedded model MSI has used to bring renters insurance to more than a million residents through proptech platforms nationwide.
Built for operators, simple for residents
Our manufactured housing product pairs coverage options for residents with LeaseTrack, MSI’s compliance tracking platform, so property managers can see who’s covered at a glance and residents get easy ways to meet their lease’s insurance requirements — no extra paperwork, no manual follow-up.
For residents, that means an easy path to coverage and lease compliance. For operators, it means less administrative burden and reduced exposure to uninsured losses, backed by the same platform MSI already runs for multifamily housing communities nationwide.
1 According to U.S. Census Bureau, 2024 American Community Survey 1-Year Estimates, Table B25033, “Total Population in Occupied Housing Units by Tenure by Units in Structure.”
2 According to U.S. Census Bureau, 2024 American Community Survey 1-Year Estimates, Table B25024, “Units in Structure.”
MSI solves the insurance challenge for homeowners in higher-risk areas
Homeowners in many coastal states are finding it increasingly difficult to secure coverage. MSI and its highly-rated insurance company partners are solving this challenge, providing reliable admitted HO3 coverage in states along the Atlantic and Gulf coasts, including Florida, Texas and Massachusetts, with more states to come.
MSI offers up to $1.5 million of dwelling coverage, varying by state, for single-family primary, secondary or rental homes. For high-quality properties, we won’t shy away from coastal and other areas with high catastrophe risk. We also provide flexible coverage options, including a wide range of deductible levels to help manage premiums.
MSI’s technology makes the application process quick and easy
We deliver responsive service during every phase of the policy. Our industry-leading online portal makes it easy for agents to submit applications, and its built-in third-party data and modeling capabilities often enable quotes in minutes. If further review is needed, our highly experienced underwriters use advanced technology tools to turn around customized quotes quickly, usually within 24 hours. In the event of a covered loss, our dedicated claims team has the deep expertise to resolve it promptly and fairly.
Let MSI show you how our homeowners insurance expertise and advanced technology make it easy to deliver peace of mind to your customers.
Closing the coverage gap in factory-built housing
Factory-built homes don’t always fit neatly into standard insurance products. More than 16 million people1 live in nearly 8 million manufactured homes2 across the U.S. Yet operators in this space have historically lacked easy access to insurance options built for these homes, along with the compliance tools needed to help keep communities covered.
MSI’s manufactured housing solution closes that gap by embedding insurance coverage options and compliance tracking directly into the processes operators already use — the same embedded model MSI has used to bring renters insurance to more than a million residents through proptech platforms nationwide.
Built for operators, simple for residents
Our manufactured housing product pairs coverage options for residents with LeaseTrack, MSI’s compliance tracking platform, so property managers can see who’s covered at a glance and residents get easy ways to meet their lease’s insurance requirements — no extra paperwork, no manual follow-up.
For residents, that means an easy path to coverage and lease compliance. For operators, it means less administrative burden and reduced exposure to uninsured losses, backed by the same platform MSI already runs for multifamily housing communities nationwide.
1 According to U.S. Census Bureau, 2024 American Community Survey 1-Year Estimates, Table B25033, “Total Population in Occupied Housing Units by Tenure by Units in Structure.”
2 According to U.S. Census Bureau, 2024 American Community Survey 1-Year Estimates, Table B25024, “Units in Structure.”
Availability
- Nationwide
Coverage
- Dwelling coverage up to $300,000
- Personal property coverage up to 200% of dwelling coverage
- Liability coverage up to $500,000
- Highly rated insurers
Eligibility
- Single-family and double-wide manufactured homes
- No special age restrictions
- Homes in a community or on owned land
- Homes permanently affixed to a foundation
Partners integrating MSI’s tech platform
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